If your organization has a minimum of 4 events per year, we can write an annual policy to cover all events during the term of the policy. This saves you from having to obtain a separate policy for each of your events and it is the most economical way to insure these activities. This policy pays for bodily injury and property damage for which you are legally liable as a result of your Club or Association’s activities. Limits of $500,000 or $1,000,000 are available.