Tim is an Ohio State University graduate with a Bachelor of Science Degree in Animal Science. Tim was raised on a purebred Jersey Dairy Farm with active and winning participation in state and national shows. Together with his parents Blair and Nancy Folck, Tim established The Folck Agency, Inc. in 1969 as a service to buyers at public auction and private treaty.

Denise has a wealth of knowledge from a lifelong involvement in breeding and showing horses. Today the Agency is one of the most respected and recommended sources for equine, farmowners and equine liability insurance. The Folcks also own and operate National Equine Sales, Inc. (1960), a managerial company of the most established nationawide Quarter and Paint horse sales such as the Winter, Spring, Summer and Fall Tattersalls Sales, Congress Super Sale, etc. In addition to the seperate insurance and sales services, the family successfully breeds, raises, races and shows top quailty Quarter Horses and Thoroughbreds.

From their own experience, Tim and Denise know it takes a great deal of hard work, time and capital investment to own and operate today's diverse farms.